Fitness

Target Heart Rate Calculator

By the Dailycaltor team · formula-verified · last updated July 2026

The heart-rate zones to train in.

Adds Karvonen precision.
Moderate zone (50–70%)
 

Details

Estimated max heart rate
Vigorous zone (70–85%)
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Formula

Max heart rate ≈ 220 − age. Moderate zone = 50–70% of max; vigorous = 70–85%. With resting HR, the Karvonen method targets a percent of heart-rate reserve: (max − resting) × % + resting, which personalizes the zones.

Worked examples

Common mistakes

Source: 220-age estimate; Karvonen formula. Last updated: July 2026. Educational estimates only.

Questions

What heart rate should I exercise at?

Moderate cardio sits at 50–70% of max; harder intervals at 70–85%. The tool shows your numbers.

How do I find resting heart rate?

Measure first thing in the morning before rising; typical adult range is 55–75 bpm.

Is 220 minus age accurate?

It is a population average — useful for zones, not a personal limit test.

Why use the Karvonen method?

Anchoring to your resting HR fits zones to your actual fitness.

Is a high heart rate dangerous?

Zones here are for healthy adults; anyone with heart conditions should get medical guidance first.